Rules for Survival, free advice that I have passed on to anyone who will listen. It has been helpful as I have moved from place to place. Use the 5 rule survival system when you move to a new town or city. It's a way to be proactive for yourself and your family.

Rule #1-find a Free Clinic (the missing rule).When Big Fred and I lived on the farm, we didn't have health insurance. In fact, we had to sell livestock to spring me from the hospital when NB was born. So, with a little child, and all of the baby shots, I went to the health clinic where the fee was minimal. Yes, I had to wait, but so did many other people. I have no qualms about getting health care in this fashion. Then when we moved from the country to the city, I looked for the free clinic- you know, women's issues, colds, fevers, and any other emergency. I even checked out the dental schools for lower rates. When you don't have insurance, the tendency is to home medicate, and sometimes, that can be disastrous. Rule #1 helps cut down on anxiety.

Rule # 2-find Goodwill, St. Vincent de Paul, Salvation Army, or other quality thrift shops. If money is an issue, and for most of us it is, thrift shopping is the way to go. Check out these stores for cleaning and household items-a mop, a broom, dish drainer, silverware, dishes, bathroom items. For a small amount of money, the house can be fashionably furnished. And families can have clothing galore. I usually stop at shoes unless they are brand new. With the savings, kids should get new shoes that fit their feet. School supplies,office supplies, toys, games, books, magazines, and music are all available. Here's a place that children can get that toy that costs a fortune. I have bought many beautiful gifts at these places. The good thing is that many of these stores now have a return policy so I don't have to spend the whole day trying on clothes. If you have the ready cash flow, kids clothes can be purchased and tried on at home at their leisure. Downside, most clothes have to be tried on and it takes time to look through everything. There is no reason for kids wearing raggy, too small clothes. And yes, a great place to find clothes for special occasions for kids who just grow out of fancy dresses and blazers. The fun is in the find and the bargain.

Rule # 3- find the public library. Wow, a whole world open and usually free. Books, games, magazines, puppets, puzzles, music, a copy machine and Internet access. Most libraries offer storytime, summer reading clubs, homework help, classes, art lectures, and adult reading groups. Of course, you need the non-possession philosophy. The idea of borrowing not owning is hard for some people. It eliminates stacks of once read magazines and overflowing bookshelves. It's a great place to socialize. When I lived on Mackinac Island, it was a lifesaver. When I lived in Howell, I volunteered to help with storytime. It was my first stop to find new friends for myself and NB. I'm a big library fan.

Rule#4- seek out the local event calendar. Many events are again, free. Music on the lawn, art openings, guided walks, travel lectures. Most every weekend has something going on that doesn't cost money. Maybe a little gas, but that's a given. Ride your bike, walk.

Rule#5. Find a place that is natural. Look for a park, a beach, a riverside, a garden. Try for someplace quiet. Hopefully, it's a place where the sun can shine through, maybe have some birds. We all need a place that brings us close to nature. We need to nurture our spiritual side.

So, 5 Rules for Survival. Advice given freely to anyone who will listen or read. Pass it on to your kids.